Pretty relaxed. I have no mods, and prefer not to world hop most of the time. If I do a large build (which is only after beating all bosses), I do allow myself to take from another char on another world, rather than spend another 20 hours gathering iron for construction beams. Its still stuff I gathered, just not locally. Enough crypts is enough ;)

I have learned about myself that pure hardcore is not for me. The reason is simply that it becomes dull for me to never do anything risky/stupid.