Originally posted by Shukra:

It's a survival game foremost. It wouldn't be much of a game if there was no penalty for failure. If you want easy street game play use one of the mods. Better than asking the developers to make the whole game into a mulligan.

He's only asking for the option to choose some death penalty settings, not to nerf the entire game.
It's the sort of thing which could be covered with Casual / Normal / Hard / Hardcore modes really.