Warning about the skills though.
You do lose 5% of your levels when you die, you do get a buff after you die for a bit so that you don't lose more trying to recover your items.
As you level stuff up further this does get more punishing. Maybe only losing 1-2 levels in the beginning but losing like 3-5 at the higher skill levels while also requiring more xp to level can be frustrating at times if you're specifically trying to level them up.
It may be better to ignore skills and just play how you want.