Well, I mean now that you know your body is being camped, you can bring a hoe and try that plan out. I'm not sure what the conditions are, but I'm pretty sure that event can now happen anywhere since you're far enough in the game.

And just in general, it pays to have a "corpse run box". Something filled with a set of armor, weapons, and food so you can quickly gear up and make a decent attempt at recovering your stuff.

It's a survival game. Challenges will be thrown your way, and meeting them and beating them is what the game is all about. You've got this.