I keep a portal and a spare boat on a different private server after this type of thing happened to me. It is kind of cheaty, but, it works very well. And you can also put a spare set of armour in the other server for emergencies. I keep my original troll armour upgrading it as I get more troll hides as well. They work very well for a corpse run. And a small stock of food on the other server. I have a very simple house built on the other server, and I consider it to be my backup save spot. Then I don't have to lose my skill points to respawn after destroying the bed.