Originally posted by FissionChips:

Wait, are you implying local saves are broken on purpose because "reloading a save is an exploit"? Phew. Wow.

you can choose to heavily exploit the local files. Its a choice, they also exist to save you from disasters and so you can resume where you left off and so on.
As a basic single example: you can undo death by marking your death spot on the map and then exiting, delete the current character and load the backup. You appear with no skill loss and all your stuff as before, and on top of that, your corpse has a copy of your stuff, which at the very least is free food and ammo, but you also get whatever you picked up along the way. I know this because I have done it; there are a few ways to die that I don't accept (including a mob trapping me from moving and yet being unhittable because terrain, which I have mostly learned to avoid now) and others that I do (losing a legit combat or forgetting to eat or basic stupidity). Its my personal choice when to abuse this, but its still not exactly legit.