There are of course mods that reduce death penalties in various ways, one of the less obvious is https://valheim.thunderstore.io/package/Azumatt/WardIsLove which can create large zones of zero skill loss (and other effects) to protect your bases. As a fellow idiot builder I find this extremely helpful.

Edit: Alternatively you can just have it freeze the timer on active food buffs while you're in the base, which makes not building with 25hp super easy.