I'm not sure what you are talking about. Meadows are much peaceful during the day. You can be disturbed by Greydwarfs at night, but nothing that you can't overcome. If you don't want to deal with them at night, just sleep the night and the time fast forward to the next day, where you can work at your ease.

For resources, yes, you need to work for them and plan some journeys to acquire what you need, but that is just what the game meant to be.

If I don't like outcome of combat being determined by dice in boardgame, I just don't play Risk. If I don't like to be stressed and scared when watching movies, I don't watch horror movies, because that's what they are.