No offense taken. I've only had one character and I don't use mods. I was just resource gathering between seeds and BOOM! Naked and afraid. It was like I died and all my inventory was gone but all i did was log out and log back in and there was no gravestone. All of my skills stayed but all of my hard earned items were gone. It even showed the "no skill drain" like I died, but I was just in my home area with no enemies around. Was super weird and frustrating! I just did console commands to get my stuff back. Feels lame to have to do that but I'm back to having the gear I worked hard for.