My area is in the meadows. My ship was a longship, not a karve. Thankfully, i emptied the hold as soon as i landed(holdfast was full load of iron. That would've sucked to the point of quit/restart.)

Last time i had seen my ship it was being attacked by a greyling and it was, weirdly, almost destroyed. My place is modest/ghetto and the ship is always within eyesight. It just seems like a glitch rather than an oversight on my part, although the tide maybe, just maybe, could be responsible.